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| AOT, Warehouse, Homebuyer Report, Subservicing Tools; STRATMOR"s "Who Owns the Borrower?" Population Trends | ||
| 4/16/2026 10:22 AM | ||
| The U.S. Census Bureau released a downloadable file containing estimates of the nation’s resident population by single year of age and sex as of July 1, 2025. Nationwide lenders are always analyzing branch locations and market share. America’s post-pandemic relocation surge is losing momentum, with interstate migration falling to a decade low as on...Read More | ||
| Slowest Day in Over a Month. No Reaction to Data | ||
| 4/16/2026 8:33 AM | ||
| Thursday has thus far been the slowest and most sideways day since February 24th, before the start of the Iran war. A lull in war-related developments is likely helping. While there are plenty of isolated headlines, the only thing the market really cares about is the timeline for the war to be over. As such, the present ceasefire is a sort of ...Read More | ||
| Very Small Token Pull-Back | ||
| 4/15/2026 2:59 PM | ||
| Very Small Token Pull-Back Nothing really happened on Wednesday as far as the bond market was concerned. Yields were technically a few bps higher thus preserving the phenomenon of rally momentum being limited to 48-hour windows since the start of the Iran war. Despite a barrage of war-related headlines, the...Read More | ||
| Mortgage Rates Essentially Sideways at Recent Lows | ||
| 4/15/2026 2:20 PM | ||
| On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you"re not interested in splitting hairs, today"s rates are essentially the same. Although our official average is 0.01% higher, that"s such a small change that many of today"s rate quotes will look the same as yesterday"s. In the bigger pic...Read More | ||
| TBA Bidding, HELOC, DSCR, CRM, HMDA Analysis, MI Tools; Events Throughout 2026 | ||
| 4/15/2026 10:55 AM | ||
| According to Curinos’ proprietary application index, March 2026 funded mortgage volume increased 35 percent y-o-y and increased 30 percent m-o-m. How did your company stack up? Curinos calculates that refinance and purchase rates were 5-6 basis points lower m-o-m and about 73 basis points y-o-y. (Curinos sources a statistically significant data set...Read More | ||
| Bonds Growing Tired of "Game On! Game Off!" News Cycle | ||
| 4/15/2026 9:34 AM | ||
| Markets have plenty of war-related headlines to digest at any given moment these days. And while some of those headlines have been the biggest market movers of the month, traders are increasingly focusing on the examples that speak to the biggest-picture changes. Specifically, markets aren"t as interested in Wayne and Garth saying "game on" an...Read More | ||
| Bonds Ultimately Follow Oil"s Lead, Heading Lower On War-Related Optimism | ||
| 4/14/2026 3:27 PM | ||
| Bonds Ultimately Follow Oil"s Lead, Heading Lower War-Related Optimism While there were no incredibly memorable sound bytes on the Iran war today, there were a few headlines that proved to be actionable for financial markets. The most actionable (by a wide margin) was a report on Fox News around 10am quotin...Read More | ||
| Lowest Mortgage Rates in 4 Weeks | ||
| 4/14/2026 2:23 PM | ||
| Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today"s improvement is a bit bigger than today"s bond market movement would suggest. The discrepancy is due to timing. Bonds were improving fairly steadily since yesterday morning and...Read More | ||
| MERS Review, TPO, Virtual LO, Digital Ass"t, HELOC, Warehouse Products; Policy Moves for LOs to Watch | ||
| 4/14/2026 10:47 AM | ||
| Products, Services, and Software for Brokers and Lenders Meet the Axos Warehouse Lending and WCPL teams at MBA’s Secondary & Capital Markets Conference, May 17–20, 2026, at the Marriott Marquis New York. Axos Warehouse Lending helps mortgage lenders fund efficiently with a streamlined process and reliable execution, built for clarity, consist...Read More | ||
| Why Aren"t Bonds Responding to a Big Beat in Inflation Data? | ||
| 4/14/2026 9:29 AM | ||
| Bonds were fairly flat overnight and haven"t moved much so far in the domestic session. More importantly, until 7am, bonds were slightly weaker even as oil prices have fallen and stocks have rallied. What gives?! If PPI had come in much higher than expected, it would be easier to explain. But despite the 0.1 vs 0.5 reading for core ...Read More | ||