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| Fraud Guard, Capital Markets Data, QC, POS Products; PHH and OptiFunder News; Non-Agency | ||
| 3/11/2026 9:12 AM | ||
| Technology is a two-edged sword. Have you ever heard of “surveillance pricing?” “Big brother” knows a lot about you. Ridesharing companies like Uber, for instance, can charge users more when they have lower battery life on their phone. “Democrats in Pennsylvania have introduced a bill that would stop retailers from changing the price of essential g...Read More | ||
| Overnight Weakness, Limited CPI Impact, MBS Outperformance | ||
| 3/11/2026 8:36 AM | ||
| There was a very high bar for today"s CPI to cause any serious market reaction due to all the new inflationary impulses that may be created by record volatility in energy markets that hasn"t yet made it into the official data. In other words, CPI is a time capsule for a bygone era and the market is already trading the implications on future inflati...Read More | ||
| Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter? | ||
| 3/10/2026 3:21 PM | ||
| Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter? Days like today are a problem for a "set it and forget it" mentality when it comes to energy prices and the bond market. On many occasions since the beginning of last week, the correlation between oil prices and bond yields has been plai...Read More | ||
| Mortgage Rates Sideways to Slightly Lower | ||
| 3/10/2026 2:38 PM | ||
| Today"s mortgage rates are lower when compared to yesterday"s average prior to 4pm ET. Later in the afternoon, multiple lenders announced improvements as the bond market rallied in response to geopolitical headlines. If we use those later, lower rates as a baseline, today"s average is roughly unchanged. There were no major economic reports today--...Read More | ||
| BBYS, Trigger Lead, Document Generation, AI Rollout Tools; Pennymac"s Spector on Strategy | ||
| 3/10/2026 9:48 AM | ||
| Products, Services, and Software for Brokers and Lenders What if the biggest driver of servicing costs isn’t your volume, staffing, or vendor stack… but the gaps between them? Clarifire’s new blog, “What’s Really Driving Cost Per Loan in Servicing?” explores a hidden operational challenge many servicing leaders face: systems that are technically ...Read More | ||
| Starting Out Weaker vs 5pm or Stronger vs 3pm | ||
| 3/10/2026 8:07 AM | ||
| One major milestone in anyone"s market-watching journey is when they learn that "the close" (close of business, closing bell, etc.) means different things to different people. If we consider electronic futures trading or cash trading in overseas markets, bonds are only really closed for 2 hours a day anyway. But the market needs a standardize...Read More | ||
| Big Round Trip in Oil Prices and Bond Yields | ||
| 3/9/2026 1:55 PM | ||
| Big Round Trip in Oil Prices and Bond Yields There was no denying the spillover from oil price volatility to the bond market this morning, even if it took quite a lot of the former to move the latter. At its apex, the oil surge was the largest daily move on record at over $26/bbl (just over a 28% jump). Thi...Read More | ||
| Mortgage Rates Finish Flat After Starting Higher | ||
| 3/9/2026 1:24 PM | ||
| Mortgage rates began the day at the highest levels in a month. The move up versus Friday was only moderate, but Friday"s levels were already fairly close to early Feb"s highs. Oil prices continue putting upward pressure on rates, but with several caveats. It takes quite a big move in oil to motivate enough movement in the bond market to impact mor...Read More | ||
| Non-QM, Default Support, DSCR Products; Events; Which Lenders are Refinancing; Interview on Compass | ||
| 3/9/2026 10:21 AM | ||
| One of the conversation topics late last week in Deer Valley is the weather and climate, and more specifically that Salt Lake City had received virtually no snow this winter, which means that places like Atlanta and Charlotte have received more snow than a city at 4,300 feet elevation. Syracuse, New York has received nearly 5 feet of snow so far th...Read More | ||
| Biggest Oil Spike Yet Leaves No Doubts | ||
| 3/9/2026 7:45 AM | ||
| Since the outbreak of the military operation in Iran, there have been varying levels of spillover from rising oil prices to the bond market. There have been notable pockets of time where the correlation broke down, but when viewed in less granular detail, oil prices and bond yields have moved higher together over the past week. Now this mornin...Read More | ||