|
|
|
||
| Verification, Non-QM Hedging Tools; Builder Trends That Impact LOs; Student Debt News; Automation and Processing | ||
| 3/27/2026 10:52 AM | ||
| Products, Services, and Software for Brokers and Lenders Four Methods to Hedge Non-QM & Maximize Profits: In today’s growing non-QM market, selling best efforts is leaving value on the table. Accumulating bulk and improving execution is possible, but it involves taking price risk on the non-QM loans, and this requires hedging. A new technical...Read More | ||
| Bonds Fade De-Escalation Hopes | ||
| 3/27/2026 9:12 AM | ||
| Markets were presented with an opportunity just before the close yesterday to put their faith in another ceasefire-style announcement, but have instead opted to stick with prevailing momentum (lower stocks, higher yields and oil prices). Part of the reason is that rather than a true ceasefire, the announcement merely delayed a major escalation ...Read More | ||
| That Escalated Quickly | ||
| 3/26/2026 3:11 PM | ||
| That Escalated Quickly It would be easy to check in on the bond market at some point on Thursday afternoon and conclude there"d been precipitous escalation in the Iran war or some other big new development putting pressure on bonds (10yr yields up almost 10bps to 4.42+ and MBS down more than 5/8ths). But to...Read More | ||
| Rates Leap to Another Multi-Month High | ||
| 3/26/2026 1:49 PM | ||
| After a somewhat hopeful day on Wednesday, mortgage rates are back to their same old tricks on Thursday. The tricks in question involve following the broader market reaction to the Iran war which has caused significant and almost exclusive upward movement in interest rates for the entire month of March. Average 30yr fixed rates have been at or nea...Read More | ||
| BI, Fraud, Non-QM, HELOC Products; Capital Markets; At What Point Do You Verify Something? | ||
| 3/26/2026 10:43 AM | ||
| What’s new out there? Well, United Airlines is talking about having couches in the air. There’s always something new in compliance, and there are firms that specialize in it including Feewise, Truework, Asurity, RiskExec, TENA, ACES Quality Management, Firstline Compliance, and LicensingStore.com listed in the Marketplace. There’s always something ...Read More | ||
| Oil And Yields Move Back Up | ||
| 3/26/2026 8:21 AM | ||
| Bonds yields stayed lower than oil prices suggested yesterday afternoon. The same is true this morning, but oil prices have risen enough to lead bonds into weaker territory. Said differently, Iran war de-escalation sentiment is increasingly drying up, thus causing higher oil prices, higher bond yields, and lower stock prices. Additionally, the...Read More | ||
| Noticeably Lighter Volatility. Why? | ||
| 3/25/2026 3:04 PM | ||
| Noticeably Lighter Volatility. Why? Wednesday offered a welcome break from the pervasive volatility seen since the start of the Iran war. It was among the narrowest trading ranges of any single day in March, especially during domestic trading hours. This is somewhat surprising considering the preponderance ...Read More | ||
| Rates Ease Despite Conflicting Iran War Headlines | ||
| 3/25/2026 1:55 PM | ||
| The past 24 hours have seen multiple news stories with seemingly contradictory updates regarding the state of the Iran war. There"s a ceasefire. There"s no ceasefire. There"s negotiation. There"s no negotiation, etc. As far as the rate market is concerned, the most important development has been the general appearance of a shift toward diplomacy a...Read More | ||
| Non-QM, Data Source, MI Checklist, Pipeline Valuation Class Tools; Farewell PHH Name | ||
| 3/25/2026 11:00 AM | ||
| Products, Services, and Software for Brokers and Lenders A restaurant can seem like the picture of efficiency…until the kitchen falls behind. Guests are seated, orders are taken, and everything appears to move seamlessly. But when what happens up front is not fully connected to what is happening behind the scenes, delays build quickly, and the ex...Read More | ||
| Bonds Showing Some Optimism About Turning Point in The War | ||
| 3/25/2026 8:39 AM | ||
| There have been various comments from U.S. officials about ending the war for several weeks (i.e. on March 9th, Trump said the war could be over soon). Yesterday"s developments (Trump comments on the war being "won" and the 30-day ceasefire news from Israel) are being taken more seriously by markets or at least seriously enough to get trading level...Read More | ||