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| AI Due diligence, AI Guide, Data Mining Tools; Investor Agency Changes; Good Stats to Help LOs | ||
| 4/3/2026 9:51 AM | ||
| Products, Services, and Software for Brokers and Lenders The team at Model Match has launched the first phase of a complete platform overhaul, reimagining how lenders access and act on real estate, mortgage, and borrower data. The release centers on a simplified search experience across loan officers, agents, offices, and companies, alongside a m...Read More | ||
| Logically Weaker After Solid Jobs Report, But It"s a Ghost Town | ||
| 4/3/2026 8:58 AM | ||
| Today"s jobs report is/was the only big-ticket calendar event and the most obvious source of bond market inspiration. That"s doubly true considering the even earlier-than-normal early close (12pm ET) for Good Friday. Payrolls were hot at 178k vs -133k previously. The big swing is the first hint that payrolls should be taken with a grain of sa...Read More | ||
| Bonds Recover on Oil Price Hopes | ||
| 4/2/2026 2:54 PM | ||
| Bonds Recover on Oil Price Hopes Bonds were weaker to start the day with oil prices moving sharply higher after last night"s Trump speech. But a few hours into the trading session, the move was completely erased and reversed after some fairly simple headlines regarding Iran/Oman working on a resolution to o...Read More | ||
| Mortgage Rates Are Actually Lower This Week | ||
| 4/2/2026 2:12 PM | ||
| On any given Thursday, there"s a decent enough chance that the average mortgage rate headline will be unintentionally misleading. At issue is media reliance on the longstanding weekly mortgage rate surveys. If news stories are going to cite this data, that"s fine, but it"s critical to understand the methodology. Whether it"s MBA (reported yesterda...Read More | ||
| Social Security, Equity, Processing Tools; Freddie and Fannie Shifts; Release From Conservatorship Slim | ||
| 4/2/2026 10:43 AM | ||
| “Rob, what do you hear about Fannie & Freddie being released from conservatorship?” Not much. Although it may change with one random tweet, the idea & process of jettisoning them is not even “on the back burner”… It may be back in the refrigerator. Maybe 2031? Both are certainly building up their net worth, but they don’t have enough capita...Read More | ||
| Trump Speech Fuels Another Leg Up For Oil and Yields | ||
| 4/2/2026 8:11 AM | ||
| Things don"t always happen like you"d expect. There was some buzz yesterday in the run up to yesterday night"s Trump speech. Even during the domestic trading day, we knew the speech would offer some touting of accomplishments and a reiteration that objectives were "nearly complete." Both of those things happened, but the speech also promised forcef...Read More | ||
| Surprisingly Light Volatility | ||
| 4/1/2026 3:07 PM | ||
| Surprisingly Light Volatility Bonds digested several big ticket economic reports as well as a host of war-related headlines that probably would have caused a much bigger reaction a few weeks ago. But the net effect was an almost perfectly flat day by the 3pm CME close. If anything, the data caused some weak...Read More | ||
| Mortgage Rates Steady to Slightly Lower | ||
| 4/1/2026 2:14 PM | ||
| Mortgage rates were little-changed on Wednesday, despite the release of several economic reports and another deluge of war-related headlines. In the slightly bigger picture, the market is trading with some sense of hope of a finite timeline for the war. Today, that meant a moderate drop in oil prices and bond yields (aka "rates"). Bonds struggled ...Read More | ||
| Another Big Drop in Refi Demand, But Still Higher Year Over Year | ||
| 4/1/2026 1:58 PM | ||
| Mortgage applications fell for the third consecutive week amid an increasingly volatile rate environment. The Mortgage Bankers Association (MBA) reported a decrease of 10.4% on a seasonally adjusted basis for the week ending March 27. The Refinance Index fell 17% from the previous week, but remains 33% higher than the same week one ye...Read More | ||
| Community Dev., Non-Del Non-QM, Hedging Products; Credit News; Capital Markets | ||
| 4/1/2026 10:40 AM | ||
| Time flies, Apple turns 50 today, the first quarter is in the books, and here in Northern Nevada, like everywhere, lenders are watching trends and technology. There are all kinds of lists out there, but for those who prefer the CFPB’s data, there’s HMDA Market Share Dashboards for Origination Statistics. In terms of technology, there’s always somet...Read More | ||