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| Mortgage Rates Little-Changed But Volatility Could Return Quickly | ||
| 4/7/2026 2:14 PM | ||
| In stark contrast to the entire month of March, April"s mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they"ve held inside a range of just 0.04%. Today did nothing to expand that range although it did ...Read More | ||
| AI Assistant, eSignature, Subservicing, AI Adoption Products; VA Servicing and Loss Mit Update | ||
| 4/7/2026 10:53 AM | ||
| Artificial intelligence is all the rage in conferences and webinars, and today’s Advisory Angle at 2PM ET, powered by STRATMOR Group. Sue Woodard and Garth Graham break down the biggest takeaways from ICE Experience 2026 and what they mean for lenders right now. The discussion focuses on borrower expectations, AI adoption, and how leading organizat...Read More | ||
| Waiting on Tonight"s Ceasefire Headlines | ||
| 4/7/2026 8:34 AM | ||
| Tonight brings 8pm ET deadline for Iran"s response to U.S. demands (opening shipping channels among other things). If there"s no response, Trump has threatened to attack critical infrastructure like bridges, power plants, etc.--a major escalation that would all but guarantee a much longer run of high oil prices (and all that goes with it). Reports ...Read More | ||
| Holiday-Adjacent Waiting Game | ||
| 4/6/2026 2:33 PM | ||
| Holiday-Adjacent Waiting Game Monday may not have been an official holiday for the U.S. bond market, but it way as well have been. Volume certainly acted the part, which is no surprise considering overseas holiday closures. Headlines and data had a limited impact, at best. In general the market is waiting t...Read More | ||
| Mortgage Rates Steady to Slightly Lower | ||
| 4/6/2026 2:11 PM | ||
| It was an uneventful day for mortgage rates with the average lender close enough to Friday"s levels that borrowers would not see much of a difference between the two days. The bond market (which underlies and dictates rate movement) was still in quasi-holiday mode as most overseas markets were closed for holidays. Financial markets (including bond...Read More | ||
| BBYS, HELOC Processing Products; In-Person Events Through Year End; Population Shifts Matter | ||
| 4/6/2026 10:19 AM | ||
| This year, “Bring a Kid to Work Day” is April 23. The name seems to have shifted: I remember “Bring Your Child to Work Day.” The population of the United States also shifts, something that lenders and originators are very aware of in the primary markets, and should be aware of in the secondary markets. Companies and job creators move, for various r...Read More | ||
| Roughly Unchanged as Holiday Effect Persists | ||
| 4/6/2026 8:36 AM | ||
| Much of the international trading community remains on holiday today, making for lower volume and liquidity in the US. Bonds have managed to mostly shrug off Friday"s stronger jobs report--a fact that we"d attribute mainly to the focus on the unemployment rate over the balmy payroll count. Additionally, war-related developments remain near the top ...Read More | ||
| Nothing Else Happened After Initial Selling | ||
| 4/3/2026 11:52 AM | ||
| Nothing Else Happened After Initial Selling The typical early close for the bond market is 2pm ET. This is usually reserved for a holiday-adjacent day such as Christmas Eve or the day after Thanksgiving. Good Friday is unique. On years where it DOES NOT coincide with a jobs report, it"s fully closed. Otherw...Read More | ||
| AI Due diligence, AI Guide, Data Mining Tools; Investor Agency Changes; Good Stats to Help LOs | ||
| 4/3/2026 9:51 AM | ||
| Products, Services, and Software for Brokers and Lenders The team at Model Match has launched the first phase of a complete platform overhaul, reimagining how lenders access and act on real estate, mortgage, and borrower data. The release centers on a simplified search experience across loan officers, agents, offices, and companies, alongside a m...Read More | ||
| Logically Weaker After Solid Jobs Report, But It"s a Ghost Town | ||
| 4/3/2026 8:58 AM | ||
| Today"s jobs report is/was the only big-ticket calendar event and the most obvious source of bond market inspiration. That"s doubly true considering the even earlier-than-normal early close (12pm ET) for Good Friday. Payrolls were hot at 178k vs -133k previously. The big swing is the first hint that payrolls should be taken with a grain of sa...Read More | ||